RENT TO OWN -This program is on hold. 
New Program - Lease Option to Buy 

New Program — Lease Option to Buy
 
Not Ready to Qualify for a Traditional Mortgage Today?
 
You May Still Have a Path Toward Homeownership.

• If you're currently renting, have limited funds for a down payment, or have credit challenges preventing you from qualifying for traditional mortgage financing today, a Lease Option to Buy program may provide another path to consider.

 
At MGB Financial Services, Inc, we can review your situation and help determine whether a Lease Option to Buy program—or another available home financing program—may fit your circumstances.
CLICK HERE TO SEE WHICH PROGRAM YOU MAY QUALIFY FOR Lease option to buy
California Properties Only
 
What Is a Lease Option to Buy?

• A Lease Option to Buy arrangement generally allows a prospective buyer to lease a home for an agreed period while having an option to purchase the property under the terms of the agreement.

 
This can provide additional time for a prospective buyer to work toward becoming mortgage-ready while living in the home.
Depending on the specific program and agreement, a Lease Option may be worth exploring if you:

• Are currently renting but want to become a homeowner
• Need additional time to improve your credit
• Need additional time to save money
• Are working toward meeting mortgage qualification requirements
• Have experienced previous credit problems
• Are self-employed or have a nontraditional income situation
• Are not ready for traditional mortgage financing today
• Want to explore alternatives to continuing to rent

Program terms, property eligibility, option consideration, rent, purchase terms and other requirements vary.
 
Credit Problems? Don't Give Up on Homeownership.

• Past credit problems don't necessarily mean that you should stop exploring your options.
• Depending on your complete financial situation, we can review available programs and help determine what may be possible now—or what you may need to work on to qualify in the future.

 
Let Us Review More Than Just Your Credit Score.

• We can look at factors including:
• Income • Employment • Credit • Monthly Debts • Available Funds • Property Goals • Purchase Price • Loan Program

 
You May Have Other Home Financing Options

• Before choosing a Lease Option to Buy, it is important to determine whether you may already qualify for another mortgage or homebuyer assistance program.
• Depending on your qualifications and current program availability, we can explore options such as:
• Down Payment Assistance
• Qualified homebuyers may have access to programs that can help with down payment and/or eligible closing costs.

 
Low Down Payment Programs

• Certain FHA and Conventional programs may allow qualified borrowers to purchase with a relatively small down payment.
•  

Zero Down Payment Options

• Eligible borrowers may have access to certain VA or USDA zero-down-payment financing programs, subject to applicable borrower and property requirements.

 
Alternative Financing Programs

• Depending on current lender programs, borrowers with unique credit, income or financial circumstances may have additional financing options.

 
Lease Option or Mortgage — Which Is Better for You?

• Don't Assume You Need to Rent Before You Buy.
• Before entering into a Lease Option agreement, let us determine whether you may already qualify to purchase a home.

You may discover that:
✓ You qualify for financing now
✓ You may qualify for Down Payment Assistance
✓ A low-down-payment mortgage may be available
✓ A zero-down-payment program may be available if eligible
✓ You need additional time before obtaining mortgage financing
✓ A Lease Option to Buy may be worth considering
The right answer depends on your individual financial situation.
 
Renting in Los Angeles or Long Beach?
Why Keep Renting Without Exploring Your Options?

If you're searching for:

• Long Beach Rent to Own • Los Angeles Rent to Own • Southern California Lease Option Homes • California Rent to Own Homes
• let us help you explore whether a Lease Option to Buy or another path to homeownership may be available.
• Services Available for California Properties Only
•  

Find Out Which Program You May Qualify For

• You don't have to figure out all the different programs yourself.

Complete Our Short Qualification Form
We can review your information to help identify available options based on your situation.

Or Call 562-809-2643
MGB Financial Services, Inc
30+ Years of Mortgage Experience
Lease Option to Buy • Down Payment Assistance • FHA • VA • Conventional • Alternative Financing • Purchase • Refinance
California Properties Only
 
Important Disclosure
Lease Option to Buy programs and mortgage programs are subject to availability, property eligibility, program guidelines and change without notice. Lease Option arrangements may involve option consideration, rental obligations, purchase deadlines and other contractual requirements. Entering into a Lease Option does not guarantee future mortgage approval or the ability to purchase the property. Prospective participants should carefully review the applicable lease and option agreements and obtain appropriate legal, tax and financial advice.
Mortgage applicants are subject to credit, income, property and underwriting approval. Not all applicants will qualify. Down Payment Assistance and zero-down-payment programs have separate eligibility requirements and are not guaranteed. Submission or receipt of an application does not constitute loan approval or a commitment to lend. This information is provided for general informational purposes only.
 
For Google/SEO, I would use a page title such as “Lease Option to Buy California | Rent to Own Los Angeles & Long Beach | MGB Financial” and naturally include Long Beach, Los Angeles, Orange County, and Southern California in the page rather than placing isolated keyword phrases at the bottom.