Why Get Pre-Qualified with Us?
Your Loan Is Reviewed with an Underwriter's Perspective
30+ Years of Mortgage Experience + Underwriting Expertise
 
At MGB Financial Services, Inc, you receive more than a basic mortgage pre-qualification.
 

• I Am Also an Underwriter
• With 30+ years of mortgage experience and underwriting expertise, I understand what lenders look for when evaluating a mortgage application.

• I can review your financial situation from an underwriting perspective before your loan moves through the formal approval process, helping identify potential issues early and determine which available loan programs may better fit your circumstances.

• Your income, assets, credit, debts and overall loan profile can be reviewed with underwriting guidelines in mind.

• Why wait until later in the mortgage process to discover a potential problem?
• An experienced review may help identify documentation, credit, income, asset or qualification issues earlier in the process so they can be properly addressed when possible.

• Our initial pre-qualification process uses a soft credit inquiry, allowing you to explore potential mortgage options without a hard inquiry affecting your credit score.
• A hard credit inquiry may be required later if you decide to proceed with a mortgage application or transaction.

• Not every borrower fits into the same loan program.
• Depending on your qualifications, we can help you explore options including:

• Before you start shopping, get a better understanding of the purchase price and financing options that may be available based on your financial profile.

• Experience matters—especially when a loan involves a unique income structure, credit issue, self-employment, multiple properties or another complex financial situation.

• Let Us Take Another Look.
• Being turned down by one lender does not necessarily mean that every mortgage program will produce the same result.
• Different programs may have different guidelines.
• If you've experienced:

• let us review your situation and determine whether another available program may be worth considering.

• BUY A HOME
• REFINANCE
• ACCESS HOME EQUITY
• EXPLORE DOWN PAYMENT ASSISTANCE
• FIND A PROGRAM FOR A UNIQUE FINANCIAL SITUATION
• start with our secure application.

 
CLICK HERE TO START YOUR APPLICATION
✓ Soft Credit Pull for Initial Pre-Qualification
✓ Underwriting Experience
✓ 30+ Years of Mortgage Experience
✓ Multiple Loan Programs
✓ California Properties
 
Need Help?
Have questions before completing the application?
Call 562-809-2643
MGB Financial Services, Inc
Mortgage Experience + Underwriting Knowledge
Purchase • Refinance • FHA • VA • Conventional • Jumbo • Down Payment Assistance • HELOC • Home Equity
California Properties Only
 
The initial pre-qualification process uses a soft credit inquiry. A hard credit inquiry may be required if you proceed with a mortgage application or transaction. An initial review by an individual with underwriting experience does not constitute formal underwriting approval, loan approval, or a commitment to lend. Final approval is subject to the applicable lender or investor's guidelines, required documentation, verification, appraisal when applicable, and underwriting approval. Loan programs are subject to availability and change. Not all applicants will qualify.