DON’T GUESS IF YOUR DEAL WILL QUALIFY — LET US REVIEW IT.
Every commercial transaction is different. Whether you are purchasing commercial real estate, refinancing an existing property, buying a business, expanding your operation, purchasing equipment, or looking for short-term financing, MGB Financial Services, Inc. can help you explore financing options for your specific situation.
That's okay — start with us.
Commercial financing can be complicated. Instead of trying to figure out which program fits on your own, tell us about your property, business and financing goals.
With 30+ years of mortgage experience and underwriting expertise, we can review your scenario and help identify financing options that may fit.
[ GET A FREE COMMERCIAL LOAN REVIEW ]
[ START COMMERCIAL LOAN APPLICATION ]
Call: 562-809-2643
Purchasing or refinancing commercial property?
Financing may be available for:
• Office Buildings
• Retail Properties
• Shopping Centers
• Industrial Properties
• Warehouses
• Mixed-Use Properties
• Owner-Occupied Commercial Buildings
• Investment Commercial Properties
• Medical & Professional Buildings
• Other Eligible Commercial Properties
[ EXPLORE COMMERCIAL PROPERTY FINANCING → ]
Financing solutions may be available for qualified apartment and multifamily investors looking to purchase, refinance, improve, or reposition a property.
Programs may include conventional commercial financing, bridge financing and other investment-property solutions.
[ FINANCE AN APARTMENT BUILDING → ]
Buying or refinancing a gas station or convenience store can involve both the business and the real estate.
Depending upon the transaction, financing may be available for:
• Business Acquisition
• Commercial Real Estate
• Equipment
• Improvements
• Eligible Working Capital
• Expansion
• Refinance
[ REVIEW MY GAS STATION LOAN → ]
Looking to purchase an existing liquor store or finance a property associated with the business?
Depending upon eligibility and transaction structure, financing options may be available for:
• Business Acquisition
• Commercial Real Estate Purchase
• Equipment
• Expansion
• Eligible Working Capital
• Refinance
[ REVIEW MY LIQUOR STORE PURCHASE → ]
Restaurant transactions often involve several financing needs at the same time.
We can help explore financing for eligible:
• Restaurant Acquisitions
• Commercial Property Purchases
• Equipment
• Improvements
• Expansion
• Working Capital
[ EXPLORE RESTAURANT FINANCING → ]
Financing solutions may be available for qualified hospitality properties, including:
• Motel Purchases
• Hotel Purchases
• Refinance
• Renovation & Improvements
• Property Expansion
• Bridge Financing
• Eligible SBA Financing
[ REVIEW MY MOTEL / HOTEL LOAN → ]
Found an established business you want to purchase?
Depending on the business, borrower qualifications and transaction, financing may be available for:
• Existing Business Purchases
• Business + Real Estate Acquisitions
• Equipment
• Inventory
• Eligible Working Capital
• Expansion
[ I WANT TO BUY A BUSINESS → ]
Commercial real estate financing may be used to purchase or refinance eligible owner-occupied or investment commercial properties.
Loan structure will depend upon factors such as property type, occupancy, cash flow, borrower qualifications and the proposed transaction.
[ CHECK COMMERCIAL LOAN OPTIONS → ]
SBA 7(a) financing may be an option for qualified small-business owners.
Eligible uses may include:
• Business Acquisition
• Owner-Occupied Commercial Real Estate
• Equipment
• Business Expansion
• Eligible Working Capital
• Certain Refinancing Transactions
SBA requirements and lender guidelines apply.
[ ASK ABOUT SBA FINANCING → ]
SBA 504 loans are generally designed to help qualified businesses acquire major fixed assets.
Eligible transactions may include:
• Owner-Occupied Commercial Real Estate
• Buildings
• Major Equipment
• Construction
• Eligible Property Improvements
[ EXPLORE SBA 504 OPTIONS → ]
Sometimes a transaction cannot wait for traditional financing.
Bridge financing may provide a temporary financing solution for eligible borrowers who need to:
• Close Quickly
• Purchase Before Permanent Financing Is Ready
• Renovate or Stabilize a Property
• Reposition an Investment
• Refinance Short-Term Debt
[ I NEED A FASTER CLOSING → ]
Planning a commercial construction or development project?
Financing options may be available for eligible:
• Ground-Up Construction
• Commercial Property Development
• Building Expansion
• Major Improvements
• Owner-Occupied Projects
• Investment Projects
[ DISCUSS MY CONSTRUCTION PROJECT → ]
Purchasing equipment can require significant capital.
Equipment financing may help eligible businesses acquire necessary machinery, vehicles and other business equipment while preserving working capital.
[ FINANCE BUSINESS EQUIPMENT → ]
Businesses sometimes need access to capital for day-to-day operations, growth or unexpected expenses.
Depending upon eligibility, financing may be available for:
• Working Capital
• Inventory
• Expansion
• Operating Expenses
• Seasonal Business Needs
[ EXPLORE BUSINESS FINANCING → ]
Commercial financing isn't always straightforward.
You may have:
✓ Complex Tax Returns
✓ Multiple Businesses
✓ Self-Employment Income
✓ Business + Real Estate Purchase
✓ Investment Property
✓ A Unique Property Type
✓ A Time-Sensitive Closing
✓ A Previous Bank Decline
✓ An Unusual Financing Scenario
A bank decline does not necessarily mean that every financing option has been exhausted.
At MGB Financial Services, Inc., we look at the overall transaction and help explore available financing solutions.
[ HAVE AN UNDERWRITER REVIEW MY LOAN → ]
Many commercial transactions involve more than simply financing a building.
For example, you may be purchasing:
Business + Real Estate + Equipment + Inventory
Instead of looking at each piece separately, let us review the complete transaction.
We can help you understand the financing structure, possible down payment requirements and information that may be needed before you make your next move.
[ REVIEW MY BUSINESS & PROPERTY PURCHASE → ]
Give us the basic information about the property, business, purchase price, requested loan amount and your financing goals.
Your scenario is reviewed to better understand the strengths, challenges and possible financing paths.
We help identify commercial financing programs that may be appropriate for your transaction, subject to lender guidelines and qualification.
Once a financing direction is selected, we help organize the documentation needed for the loan process.
Our team works with the parties involved to help move the transaction toward closing.
[ START MY COMMERCIAL LOAN REVIEW → ]
Commercial financing is different from a standard residential mortgage.
Depending upon the program, lenders may consider:
• Borrower Credit
• Down Payment or Equity
• Property Type
• Property Cash Flow
• Business Cash Flow
• Debt Service Coverage
• Business Experience
• Tax Returns and Financial Statements
• Purchase Price
• Appraised Value
• Available Reserves
• Business History
• Proposed Use of Funds
Don't know whether you qualify?
You don't have to figure it out yourself.
Let us review the scenario first.
[ FIND OUT IF MY DEAL MAY QUALIFY → ]
Complete the information below and let us take a first look at your commercial financing needs.
Name
Phone
Property / Business Type
What Are You Trying to Do?
□ Purchase Commercial Property
□ Refinance
□ Purchase a Business
□ Purchase Business + Real Estate
□ Construction
□ Equipment Financing
□ Working Capital
□ Bridge Financing
□ Other
Purchase Price / Property Value
Requested Loan Amount
Down Payment / Available Equity
Approximate Credit Score
Property or Business City & State
Briefly Describe Your Transaction
Not sure which loan program you need? No problem. Tell us what you're trying to accomplish and we'll help you explore your options.
Commercial financing can involve complex income, property, business and underwriting issues. Experience matters when determining how a transaction may be structured.
We don't want you simply filling out an application and wondering what happens next.
Your financing scenario can receive an experienced underwriting review to help identify potential issues and financing paths.
We help explore financing for a wide range of commercial real estate and business needs rather than limiting the conversation to a single loan type.
Your transaction is more than a loan number. We take the time to understand what you're buying, why you need financing and what you're trying to accomplish.
Whether you're buying your first commercial property, expanding an existing business, acquiring another company or investing in a new opportunity, the first step is understanding your financing options.
30+ Years of Mortgage Experience
Experienced Underwriter Review
Phone: 562-809-2643
Email: Loan@MGBFinancial.com
Website: www.MGBFinancial.com
All loans are subject to lender underwriting guidelines, borrower and property qualification, credit approval, appraisal where applicable, and program availability. Loan programs, terms, rates, fees and eligibility requirements are subject to change. SBA financing is subject to applicable SBA and participating lender requirements. This information is for general informational purposes and is not a commitment to lend.
Commercial loans are financing products provided by banks, credit unions, or alternative lenders to businesses — not individuals — for business-related purposes, like buying property, equipment, or covering operational expenses.
A few examples of how businesses put commercial financing to work.
Fill out the commercial application to see which loan type fits your business.
Compare structures built for different needs — acquisition, cash flow, equipment, and growth.