Investors Loans

Buying a House for Investment (Using an Investor Loan)

1. What Does It Mean?
Buying a house as an investment means you’re purchasing a property not to live in, but to earn money—usually by renting it out or selling it later at a profit.

2. How Investor Loans Work for This:

• You apply for a mortgage designed for investment properties.
• The lender knows this property won’t be your primary residence, so the terms can be different.

3. Key Differences from a Regular Home Loan:

• Larger Down Payment: Usually 20-25% or more upfront.
• Income Verification: Lenders often check the potential rental income to see if it can cover the mortgage.
• Credit Requirements: You may need a stronger credit score.

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