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MGB Financial Services, Inc
18300 Gridley Road, Suite I
Artesia, CA 90701
Phone No: 562-809-2643 / Fax No: 562-809-0644
Email: loan@mgbfinancial.com
BRE# 00984310
NMLS# 257-608 / 280-127

FHA 'Damaged Credit' Mortgage Program (and Application)

Did you know?

  • That most people who think they do not qualify for an FHA Home loan actually do?

  • That there are FHA Lenders who deal specifically in “ credit problem Mortgages'?

  • There are programs designed to quickly assist US Citizens to raise their credit scores to an acceptable level.

Typical credit problem mortgages include:

No Money Down Home LoansEven with credit problem, mortgage lenders and companies are prepared to offer lower down or 10 percent financing loans to first time home buyers. In some instances, a buyer may qualify for 103 percent financing. The additional monies are ideal for paying closing costs and other related fees.

No Credit Score Loan. If you have money for a down payment and closing, consider applying for a no FICO score home loan. These loans are perfect for self-employed and commission-based employers. The only downside to this option is that lenders will only finance 80 percent of the home price. Thus, buyers must be ready to pay the additional 20 percent out-of-pocket. Furthermore, the interest rate on no FICO score home loans is slightly higher.

Reasons to apply for an 'FHA Credit problem Mortgage'

• High Debt to Income Ratio
• Low Credit Score
• Unverifiable Income
• No Credit History
• Previous Bankruptcy, Foreclosure, or Repossession
• Collection Accounts, Past Due Accounts, and Judgments.

This is a free service and there is no obligation.

Our First-Time Homebuyer consultant will help you with pre-approvals& low down payments

All information is strictly confidential.




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Start Your Pre-Qualification Application 

Short Form
Full Form

Why Pre-Qualify with Us?

Get pre-qualified quickly — no complicated paperwork or long waits.


Shop with Confidence

Know your budget upfront and show sellers you’re a serious buyer.


Soft Credit Check

Protect your credit score — our pre-qualification won’t hurt it.


Honest & Transparent

No hidden fees. Just clear guidance to help you make smart investment decisions.
 
 

Ready to Get Started?

Fill out the application below to get pre-qualified for a purchase loan today!
It’s quick, secure, and helps you understand how much home you can afford.
 

Need Help?


If you have any questions or need assistance with the application, don’t hesitate to call us at 562-809-2643 we’re here to help every step of the way!

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