facebook
Twitter

Your Closing Cost


CONGRATULATIONS! You have decided to buy a new home. This page will help you take this big financial step by describing the home buying, home financing, and settlement process. Lenders and mortgage brokers are required by federal law, the Real Estate Settlement Procedures Act ("RESPA"), to give you this booklet. You should receive it when applying for a loan, or within three business days afterwards. Real estate brokers frequently hand out this booklet as well.

You probably started the home buying process in one of two ways: you saw a home you were interested in buying or you consulted a lender to figure out how much money you could borrow before you found a home (sometimes called pre-qualifying). The next step is to sign an agreement of sale with the seller, followed by applying for a loan to purchase your new home. The final step is called "settlement" or "closing," where the legal title to the property is transferred to you.

At each of these steps you often have the opportunity to negotiate the terms, conditions and costs to your advantage. This booklet will highlight such opportunities. You will also need to shop carefully to get the best value for your money. There is no standard home buying process used in all localities. Your actual experience may vary from those described here. This booklet takes you through the general steps to buying a home, to eliminate, as much as possible, the mysteries of the settlement process.

Order your free booklet NOW.

Online/Downloadable Forms

  Your Contact Information  (Please complete all fields)  

First Name:

Last Name:

Daytime Phone:

Evening Phone:

Fax:
   EMail:

Street Address:

City:

State/Province:

Zip/Postal Code:
 

 Comments:

 
To make sure that we send you the right information to help you in your current situation, please indicate which booklet you want to receive:
  • If you are planning to make your move in the next 6 months or less, you'll need to organize yourself quickly.  However, even within this short time frame, there are many issues you can address to ensure your home presents itself in the best light.  Please order booklet #1.

  • If you think it will be longer than 6 months before you make a move, there are a greater number of issues you can address.  Within this longer time frame, the choices that face you are a little broader.  Please order booklet #2.
Report: 
    


MGB Financial Services, Inc
18300 Gridley Road, Suite I, Artesia, CA 90701
Kal or Lokeesh @ 800-331-4697 ext 1257
Fax No: 562-809-0644 mail@mgbfinancial.com
CA DRE license # 01243572. DRE Phone# (916)227-0931
Programs are subject to change without notice
We take your privacy seriously.
Your personal information is collected to send you the additional information that you requested about the real estate, mortgage, and affiliated products and services. If we cannot provide a product or service it may be provided by another agent or broker. For details please see the real estate marketing website privacy policy.